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TSBDC at ETSU Kingsport Affiliate and KOSBE to Host Live SBA Loan Event for Amounts Up to $25000

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KINGSPORT, Tenn. – The Tennessee Small Business Development Center at ETSU Kingsport Affiliate Office and KOSBE is hosting a live loan application clinic highlighting SBA’s Small Loan Advantage 2.0 and Patriot Express Loan Programs, the State of Tennessees ECD-BERO Rural Microloan and other innovative financing options available through Pathway Lending to start and grow small businesses.

The event takes place from 5:30 to 7:45 p.m., Thursday, June 6, at your Kingsport Area Chamber of Commerce, 400 Clinchfield Street, Kingsport, TN. The workshop is offered free of cost, but registration is required.

During the clinic, business owners and entrepreneurs will complete their own loan application on site, and submit it for immediate consideration (if desired) at the end of the event. Applicants must provide a copy of their valid drivers license and have a business checking account established in the name of their business. Sue Malone, Strategies for Small Business (Danville, CA)the #1 SBA microloan provider for the Small Loan Advantage 2.0 Program in the nation will facilitate the loan application process. She has closed over 20,000 SBA Loans for small business owners.

The SBA Small Loan Advantage 2.0 Loan is an easy way for existing and small businesses and startups to establish business credit. It requires no collateral, and no tax returns or financial statements. The SBA Small Loan Advantage 2.0 Loan features a 10-year term for low monthly payments, and electronic funding directly into a business checking account, so borrowers do not have to wait for a paper check. The maximum loan amount is $25,000.

The Patriot Express Loan is a streamlined loan product with an enhanced guaranty and interest rate that is available to military community members including veterans, service-disabled veterans, active-duty service members participating in the militarys Transition Assistance Program, Reservists and National Guard members, current spouses of any of the above, and the widowed spouse of a service member or veteran who died during service, or of a service-connected disability. The Patriot Express features one of SBAs fastest turnaround times for loan approvals. Loans are available up to $500,000 and qualify for SBAs maximum guaranty of up to 90 percent. The Patriot Express can be used for most business purposes, including start-up, expansion, equipment purchases, working capital, inventory or business-occupied real-estate purchases.

The ECD-BERO Rural Micro Loan Fund is designed to encourage job creation and provide access to capital to existing and potential entrepreneurs to support their growth and expansion. Micro loan funds of $500-$20,000 are available for use by entrepreneurs living and operating a business in rural Tennessee. A micro-enterprise is defined as a for-profit entity with five or fewer employees, one of whom owns the business. Fixed assets and working capital loans are accepted, and the maximum loan amount is $20,000. Technical assistance and training are required for the duration of the loan.

According to KOSBE Executive Director, Aundrea Wilcox, These loan programs offer small business owners and startups fast and simple access to working capital from a trusted secondary source in the event they are unable to get financing from their local community bank, or need additional funding. If you know that you have bad credit, you should take corrective action now to fix any problems before you apply. More than ever, borrowers must show creditworthiness and the ability to repay a loan.

Register for this event online at, either www.tsbdc.org or www.kosbe.org or for more information, please contact, David Schools at (423) 392-8811 or dschools@kosbe.org.

The cooperative agreement between KOSBE and East Tennessee State University is partially funded by the U.S. Small Business Administration (SBA). SBAs funding is not an endorsement of any products, opinions or services. SBA funded programs are extended to the public on a non-discriminatory basis. Additional funding is provided by the Tennessee Board of Regents and the state of Tennessee.

Last Week To Register For KPR Sumer Tennis Lessons

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Kingsport Parks and Recreation Summer Tennis Lessons

To be held at the V.O. Dobbins, Sr. Complex Tennis Courts

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Divisions Offered:

10 and Under (Quickstart Format) (for ages 6 to 10) & 14 and Under (for ages 11 to 14)

There will be 2 four week morning sessions and 1 eight week evening session offered

First Session: June 3rd ‚¬ June 28th & Second Session: July 8th ‚¬ August 2nd

Eight week session: June 4th ‚¬ August 1st (No classes July 4th week)

Sign Ups will begin May 20th and there will also be an onsite registration day on

May 30th from 5pm to 7pm at the V.O. Dobbins, Sr. Complex Tennis Courts located at

301 Louis Street Kingsport, TN 37664 (Courts are located off of Wheatley St.)

Cost- City Residents $25.00 per session

Non-City Residents $30.00 per session

Class Times

Monday and Wednesday ‚¬ 9:00-10:00am- 10 and Under (Quickstart Format) (for ages 6 to 10)

Monday and Wednesday ‚¬ 10:15 -11:15am- 10 and Under (Quickstart Format) (for ages 6 to 10)

Monday and Wednesday ‚¬ 11:30 -12:30pm- 14 and Under (for ages 11 to 14)

Tuesday and Thursday ‚¬ 9:00-10:00am- 10 and Under (Quickstart Format) (for ages 6 to 10)

Tuesday and Thursday ‚¬ 10:15 -11:15am- 14 and Under (for ages 11 to 14)

Tuesday or Thursday ‚¬ 5:30 – 6:30pm- Various ages (1 night per week: 8 weeks)

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For more information about tennis lessons: (423) 224-2489

Rock Springs Road Phase 2 Improvements to begin Tuesday

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KINGSPORT – Rock Springs Road Phase 2 imrpovements will begin Tuesday, May 28, 2013, with about 3,000 feet of road way improvements to require closure of Rock Springs between Cox Hollow Road and Rock Springs Valley Road through mid-November.

The project includes improvements to both horizontal and vertical geometry, as well as installation of a pedestrian mobility path, stormwater enhancements and water line upgrades.

The total project is estimated to cost $1.54 million. As always, motorists are asked to use utmost caution near the work zone. Detour routes will be clearly marked.

Big Little 5k Run to require a section of Pendragon Street to be closed temporarily

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KINGSPORT – Permission has been granted for Big Brothers, Big Sisters of East Tennessee to hos the Big Little 5k Run on Memorial Day, May 27, 2013 on the golf course of the Ridgefields Country Club starting at 8:30am. This event will require a temporary closure of Pendragon Street at and around the country club. Motorists are asked to use caution while driving in the Ridgefields area and to plan alternative routes when possible.

Join Us for the Region’s First Green Drive Expo

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U Da Man 5k Road Race to require temporary street closures

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KINGSPORT – Permission has been granted for the U Da Man 5k road race in Kingsport at 5:00pm, on Sunday, June 16, 2013.

The following streets are approved for closure during the race: Lamont, E. Sullivan, Ross, Chestnut, Federal, Pine, Birch, Willow, Garden, Pineola, Greenfield, Midland, Fairfield, Hermitage, Newbern, Carolina, and Borden.

The Police Department will be staffing the event with off duty officers and there will be an on-site supervisor to address any unexpected issues that might arise.

Get Involved! Get Excited! This Summer at KTG!!!

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U.S. Census Bureau Operating in the Area

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The Kingsport Police Department received official notification today, May 22, 2013, that the United States Census Bureau is operating in the City of Kingsport.

Most people are familiar with the large scale Decennial Census, which, by definition, is conducted every ten years on years ending with a 0.  However, what is not widely known is that the U.S. Census Bureau also conducts several smaller surveys on a regular basis throughout each year, every year.  Some of the more common surveys conducted by the U.S. Census Bureau may include, but are not necessarily limited to the American Community Survey, the American Housing Survey, and the National Crime Victimization Survey.

According to a representative of the U.S. Census Bureau, those individuals or households who have been selected to be surveyed should first receive a letter by mail from the U.S. Census Bureau, notifying the recipient that they will soon receive either a phone call or a personal visit from a representative of the U.S. Census Bureau.  While some surveys are optional and give an individual the freedom to opt out, many of these surveys, including the Decennial Census and the American Community Survey, are required by law.  This should all be explained in detail in the initial letter received by mail.

If a U.S. Census Bureau official makes contact via telephone, it may be difficult to verify if the caller is actually a U.S. Census Bureau official, as the recipients caller I.D. will most likely not show the call originating from the U.S. Census Bureau.  However, if a U.S. Census Bureau official makes contact in person, they should present an official photo identification badge identifying them as a U.S. Census Bureau official.  Those individuals reached by telephone have the option of asking for a visit in person, so the U.S. Census Bureau official can show their credentials.

If an individual is contacted by someone claiming to be from the U.S. Census Bureau, and there is any doubt as to whether or not they are in actuality a U.S. Census Bureau official, the individual may call the U.S. Census Bureau at 1-800-262-4236 to verify.

For more information on the U.S. Census Bureau and the surveys they conduct, please feel free to call 1-800-262-4236 or visit the following websites.

http://usgovinfo.about.com/od/censusandstatistics/a/aboutcensus.htm

http://www.census.gov/history/www/programs/demographic/

Adult Education offering 21st Century Job Seeking Course

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Mayor Phillips calls Wednesday press conference to announce major development on the Carousel Project

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KINGSPORT ‚¬ Mayor Dennis Phillips has called a press conference at noon Wednesday at the Farmers Market in downtown Kingsport to announce a major new development in the Carousel Project. The press and public are invited to attend the event.

The Carousel Project is a volunteer effort founded by the late Gale Joh, who grew up in New York state in a community that was home to several carousels. Gale wanted to bring such a feature back to his adopted hometown of Kingsport. As Gales illness progressed, Reggie Martin, a fellow Kiwanis member, agreed to spearhead the development, along with three other Kiwanis members, calling themselves the four horsemen.

Gales wife, Alderman Valerie Joh, joined the project as well, assisting in all aspects including carving and fundraising, in an effort that has grown to include hundreds of volunteers.

Many have since undertaken the task of learning how to carve life into the blocks of wood that are being transformed into a menagerie of colorful Carousel animals.

In all, the project has involved hundreds of volunteers who have carved and painted animals, rounding boards and other elements, as well as mechanics who helped restore the vintage 1956 Herschel frame the carousel rides on.

The Carousel Project is a perfect example of what the community can do when it puts its mind towards a goal, Mayor Dennis Phillips said Monday. The folks who founded this project were not even artists, and certainly not wood carvers, when they started. They went to work, developed the skills and are fast at work completing a project that will be a centerpiece of the community for decades to come.

Each completed animal requires more than 600 hours of carving. Volunteer animal painters and rounding board painters go through special training in order to achieve dazzling effects that will highlight the animals and the Carousel frame itself.‚  It is estimated that more than 200 people will have participated in the project in some manner by the time the Carousel is completed in the spring of 2014.

In addition, donations to the project have been generous, with the more than $260,000 raised in contributions towards the $500,000 goal since the project began. For more about the project, please visit arts.kingsporttn.gov or engagekingsport.com.

Link to: City of Kingsport
City of Kingsport, Tennessee